Bank of America (BofA) Hours of Operation and Holiday Hours (2024)

FAQs

Is Monday a business day for Bank of America? ›

"Business Day" means Monday through Friday and specifically excludes any holiday on which either the Bank or Merrill is not open for business. "Capture Device" means any device acceptable to us that provides for the capture of images from Items and for transmission through the clearing process.

The answer is yes, banks are open on Good Friday. While Good Friday is not a bank holiday, it is one of several stock market holidays in 2024. So for those wondering "Is the stock market open on Good Friday," the answer to that question is no.

(800) 432-1000

Bank of America / Customer service

A list of banks closed on Presidents Day. The following banks will be closed on Monday, Feb. 19: Bank of America.

Delayed Transactions: On holidays, most banks and financial institutions are closed. This means that transactions can't be processed.

A business day is normally Monday through Friday, from 9 a.m. to 5 p.m., excluding holidays. Consumers often encounter business days with regard to settling or clearing financial transactions or for the delivery of goods or services.

Go to the issuing bank

In some cases, the bank that issued the check will also cash it for you -- even if you aren't a customer. Bank of America, for example, will cash some checks it issued. There's a catch, though: You'll pay $8 for every check you cash over $50.

There is no limit of a check that can be cashed. however the bank may not have that physical amount of cash on hand so they would have to order it and you pick it up in a couple days. They may also want to verify if the check is valid since it's just a personal check handwritten which could take a day or so.

The account has a $25 minimum opening deposit and a $4.95 monthly maintenance fee. You can have the fee waived if you're a you meet one of these requirements: Preferred Rewards member.

Bank of America: The maximum daily withdrawal amount using an ATM is $1,000 and cannot exceed 60 bills in one transaction.

How much money can I withdraw from a Bank of America teller? ›

Since Bank of America does not have a set withdrawal limit at the counter, it may be possible to withdraw the entirety of your account balance. However, in order to close your account, you'll need to make an appointment with a banking specialist.

You may increase or decrease the limit you can withdraw daily at an ATM in the following ways: Log in to the Mobile Banking app and select Menu then Manage Debit/Credit Card. Ensure your debit card is unlocked to Set Limits.

What is the maximum amount of a cashier's check at Bank of America? While policies may be adjusted from time to time, Bank of America currently lists no maximum limits for cashier's checks. If the money is in your account and available, you should be able to get a cashier's check for it.

Otherwise, the cheapest option, based on our research, is First Bank & Trust, which charges $16 a year for a small safe-deposit box (3 by 5 by 22 inches). Cheaper options may be available, especially if you have an existing account with a bank or credit union.

Bank of America Reputation and Customer Satisfaction

The Better Business Bureau (BBB) gives the company an A- rating and accreditation. BauerFinancial gives Bank of America 4 out of 5 stars, which is an Excellent rating. However, the average customer rating on the BBB is low at nearly 1.1 out of 5.0 stars.

However, Bank of America typically processes direct deposits during the overnight processing hours, which occur between 12:00 AM and 6:00 AM (local time) on the date of payment. Once the direct deposit is processed, the funds should be available in your account on the next business day.

Funds deposited before 9:00 p.m. ET on a business day will generally be available the next business day. Funds deposited before 8:00 p.m. PT on a business day will generally be available the next business day. You will be notified if a hold is placed on any deposited funds.

If you pay your Bank of America^® credit card account from a Bank of America checking or savings account, any funds transferred as a payment to the credit card account before 11:59 p.m. ET, including weekends and holidays, will be credited on the date the payment is made.

It usually 2–3 business days depending on the entity issuing the check, however if you have been banking for so long with BofA and have enough funds to cover that check in your account, it could clear with in one day considering the bank gives you access to those funds on a good faith.